Call reports 2010
FARMERS BANK AND TRUST COMPANY — 2010
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,785,000 | 104,147,000 | 105,628,000 | 107,657,000 |
| Total loans | 52,137,000 | 55,117,000 | 56,578,000 | 57,785,000 |
| Allowance for loan losses | 940,000 | 962,000 | 993,000 | 900,000 |
| Securities available for sale | 36,941,000 | 33,220,000 | 34,168,000 | 31,954,000 |
| Securities held to maturity | 7,918,000 | 7,916,000 | 7,706,000 | 7,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,657,000 | 80,719,000 | 81,735,000 | 84,248,000 |
| Interest-bearing deposits | 66,826,000 | 65,063,000 | 65,955,000 | 64,700,000 |
| Noninterest-bearing deposits | 16,831,000 | 15,656,000 | 15,781,000 | 19,548,000 |
| Equity capital | 17,695,000 | 17,988,000 | 18,424,000 | 17,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,456,000 | 3,700,000 | 4,922,000 |
| Interest expense | 287,000 | 574,000 | 836,000 | 1,085,000 |
| Net interest income | 931,000 | 1,882,000 | 2,864,000 | 3,837,000 |
| Noninterest income | 199,000 | 395,000 | 576,000 | 790,000 |
| Noninterest expense | 678,000 | 1,368,000 | 2,058,000 | 2,798,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 147,000 |
| Pretax income | 407,000 | 819,000 | 1,247,000 | 1,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 819,000 | 1,247,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,192,000 | 17,314,000 | 17,742,000 | 17,683,000 |
| Total capital | 17,924,000 | 18,051,000 | 18,500,000 | 18,465,000 |
| Risk-weighted assets | 58,345,000 | 58,756,000 | 60,399,000 | 62,460,000 |