Call reports 2009
FARMERS BANK AND TRUST COMPANY — 2009
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 94,899,000 | 98,741,000 | 100,915,000 | 103,283,000 |
| Total loans | 47,573,000 | 50,345,000 | 51,674,000 | 54,400,000 |
| Allowance for loan losses | 772,000 | 832,000 | 889,000 | 900,000 |
| Securities available for sale | 32,700,000 | 35,324,000 | 32,755,000 | 32,718,000 |
| Securities held to maturity | 7,167,000 | 8,140,000 | 8,141,000 | 8,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,258,000 | 77,083,000 | 78,865,000 | 81,467,000 |
| Interest-bearing deposits | 62,223,000 | 62,173,000 | 64,378,000 | 64,128,000 |
| Noninterest-bearing deposits | 15,035,000 | 14,910,000 | 14,487,000 | 17,339,000 |
| Equity capital | 17,032,000 | 16,979,000 | 17,381,000 | 17,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,456,000 | 3,742,000 | 4,997,000 |
| Interest expense | 338,000 | 653,000 | 968,000 | 1,258,000 |
| Net interest income | 870,000 | 1,803,000 | 2,774,000 | 3,739,000 |
| Noninterest income | 198,000 | 402,000 | 607,000 | 795,000 |
| Noninterest expense | 741,000 | 1,429,000 | 2,094,000 | 2,763,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 238,000 |
| Pretax income | 267,000 | 656,000 | 1,107,000 | 1,533,000 |
| Income tax | -31,000 | -31,000 | -31,000 | -31,000 |
| Net income | 298,000 | 687,000 | 1,138,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,480,000 | 16,569,000 | 16,794,000 | 16,950,000 |
| Total capital | 17,126,000 | 17,243,000 | 17,504,000 | 17,703,000 |
| Risk-weighted assets | 51,522,000 | 56,987,000 | 56,661,000 | 60,096,000 |