Call reports 2002
FARMERS BANK AND TRUST COMPANY — 2002
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 91,784,000 | 89,610,000 | 88,728,000 | 92,419,000 |
| Total loans | 46,084,000 | 45,780,000 | 46,060,000 | 44,746,000 |
| Allowance for loan losses | 807,000 | 828,000 | 594,000 | 750,000 |
| Securities available for sale | 21,365,000 | 22,668,000 | 21,843,000 | 33,501,000 |
| Securities held to maturity | 10,408,000 | 10,179,000 | 9,241,000 | 9,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,850,000 | 73,461,000 | 72,304,000 | 75,895,000 |
| Interest-bearing deposits | 64,050,000 | 62,615,000 | 60,942,000 | 64,565,000 |
| Noninterest-bearing deposits | 11,800,000 | 10,846,000 | 11,362,000 | 11,330,000 |
| Equity capital | 14,364,000 | 14,623,000 | 14,819,000 | 15,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,765,000 | 4,130,000 | 5,576,000 |
| Interest expense | 533,000 | 1,003,000 | 1,458,000 | 1,896,000 |
| Net interest income | 872,000 | 1,762,000 | 2,672,000 | 3,680,000 |
| Noninterest income | 161,000 | 332,000 | 470,000 | 686,000 |
| Noninterest expense | 618,000 | 1,247,000 | 1,882,000 | 2,515,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 33,000 |
| Pretax income | 370,000 | 757,000 | 1,125,000 | 1,818,000 |
| Income tax | 94,000 | 194,000 | 286,000 | 504,000 |
| Net income | 276,000 | 563,000 | 839,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,203,000 | 14,318,000 | 14,422,000 | 14,667,000 |
| Total capital | 14,807,000 | 14,912,000 | 15,016,000 | 15,262,000 |
| Risk-weighted assets | 48,150,000 | 47,277,000 | 47,656,000 | 47,453,000 |