Call reports 2001
FARMERS BANK AND TRUST COMPANY — 2001
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,209,000 | 89,593,000 | 89,835,000 | 91,362,000 |
| Total loans | 48,199,000 | 49,311,000 | 49,254,000 | 47,939,000 |
| Allowance for loan losses | 792,000 | 810,000 | 847,000 | 750,000 |
| Securities available for sale | 26,868,000 | 17,701,000 | 17,446,000 | 25,014,000 |
| Securities held to maturity | 9,792,000 | 13,598,000 | 12,753,000 | 12,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,193,000 | 73,786,000 | 73,634,000 | 75,324,000 |
| Interest-bearing deposits | 64,196,000 | 63,429,000 | 63,543,000 | 63,839,000 |
| Noninterest-bearing deposits | 10,997,000 | 10,357,000 | 10,091,000 | 11,485,000 |
| Equity capital | 14,110,000 | 14,078,000 | 14,321,000 | 14,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,221,000 | 4,755,000 | 6,310,000 |
| Interest expense | 798,000 | 1,543,000 | 2,253,000 | 2,873,000 |
| Net interest income | 850,000 | 1,678,000 | 2,502,000 | 3,437,000 |
| Noninterest income | 238,000 | 419,000 | 559,000 | 728,000 |
| Noninterest expense | 583,000 | 1,183,000 | 1,788,000 | 2,419,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 62,000 |
| Pretax income | 460,000 | 824,000 | 1,138,000 | 1,684,000 |
| Income tax | 126,000 | 218,000 | 286,000 | 438,000 |
| Net income | 334,000 | 606,000 | 852,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,968,000 | 13,918,000 | 13,991,000 | 14,099,000 |
| Total capital | 14,579,000 | 14,540,000 | 14,611,000 | 14,716,000 |
| Risk-weighted assets | 48,717,000 | 49,599,000 | 49,366,000 | 49,197,000 |