Call reports 2015
COMMUNITY & SOUTHERN BANK — 2015
What COMMUNITY & SOUTHERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,505,776,000 | 3,787,923,000 | 3,855,718,000 | 4,168,957,000 |
| Total loans | 2,557,430,000 | 2,786,347,000 | 2,873,888,000 | 3,149,931,000 |
| Allowance for loan losses | 41,427,000 | 46,311,000 | 45,513,000 | 41,417,000 |
| Securities available for sale | 481,780,000 | 507,670,000 | 517,669,000 | 464,481,000 |
| Securities held to maturity | 63,063,000 | 61,136,000 | 58,576,000 | 55,486,000 |
| Trading assets | 2,137,000 | 1,574,000 | 2,609,000 | 2,495,000 |
| Total deposits | 2,882,296,000 | 3,075,343,000 | 3,150,160,000 | 3,690,814,000 |
| Interest-bearing deposits | 2,438,963,000 | 2,623,994,000 | 2,695,133,000 | 3,139,240,000 |
| Noninterest-bearing deposits | 443,333,000 | 451,349,000 | 455,027,000 | 551,574,000 |
| Equity capital | 397,773,000 | 427,445,000 | 438,079,000 | 455,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 37,269,000 | 76,656,000 | 117,075,000 | 163,786,000 |
| Interest expense | 3,915,000 | 8,133,000 | 12,871,000 | 18,332,000 |
| Net interest income | 33,354,000 | 68,523,000 | 104,204,000 | 145,454,000 |
| Noninterest income | 6,293,000 | 11,883,000 | 16,574,000 | 23,719,000 |
| Noninterest expense | 27,004,000 | 56,013,000 | 83,137,000 | 123,818,000 |
| Provision for loan losses | 4,406,000 | 8,812,000 | 9,956,000 | 9,900,000 |
| Pretax income | 8,237,000 | 15,581,000 | 27,821,000 | 36,163,000 |
| Income tax | 2,277,000 | 4,807,000 | 9,220,000 | 11,924,000 |
| Net income | 5,960,000 | 10,774,000 | 18,601,000 | 24,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 367,147,000 | 385,819,000 | 398,213,000 | 404,489,000 |
| Total capital | 405,324,000 | 428,310,000 | 441,354,000 | 451,132,000 |
| Risk-weighted assets | 3,047,433,000 | 3,388,395,000 | 3,443,864,000 | 3,802,442,000 |