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Call reports 2014

COMMUNITY & SOUTHERN BANK — 2014

What COMMUNITY & SOUTHERN BANK reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/86dd42fb-c5b7-42ed-bc31-933882c9706d/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets2,814,342,0003,056,495,0003,355,680,0003,399,089,000
Total loans1,897,352,0002,124,172,0002,372,778,0002,424,268,000
Allowance for loan losses31,633,00035,081,00034,336,00037,910,000
Securities available for sale473,431,000474,165,000459,168,000444,883,000
Securities held to maturity65,600,00065,097,00065,012,00064,929,000
Trading assets126,000592,000717,0001,393,000
Total deposits2,277,935,0002,501,640,0002,813,857,0002,881,026,000
Interest-bearing deposits1,904,870,0002,118,367,0002,399,624,0002,470,453,000
Noninterest-bearing deposits373,065,000383,273,000414,233,000410,573,000
Equity capital358,620,000361,790,000386,162,000388,706,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income37,944,00075,077,000114,447,000155,256,000
Interest expense3,127,0006,471,00010,311,00014,637,000
Net interest income34,817,00068,606,000104,136,000140,619,000
Noninterest income5,405,00010,006,00017,351,00020,211,000
Noninterest expense38,442,00073,105,000108,896,000145,125,000
Provision for loan losses1,310,0003,892,0008,226,00011,615,000
Pretax income458,0001,695,0004,576,0005,431,000
Income tax116,000500,000-482,000-1,418,000
Net income342,0001,195,0005,058,0006,849,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital337,266,000330,201,000349,318,000352,847,000
Total capital362,879,000358,514,000381,045,000385,688,000
Risk-weighted assets2,038,340,0002,254,717,0002,532,046,0002,619,061,000

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