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Call reports 2013

COMMUNITY & SOUTHERN BANK — 2013

What COMMUNITY & SOUTHERN BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/86dd42fb-c5b7-42ed-bc31-933882c9706d/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets2,558,260,0002,572,116,0002,670,439,0002,805,106,000
Total loans1,546,395,0001,647,295,0001,702,205,0001,764,604,000
Allowance for loan losses35,337,00038,118,00029,535,00030,535,000
Securities available for sale340,477,000332,971,000447,435,000433,036,000
Securities held to maturity65,755,00065,072,00064,987,00064,902,000
Trading assets359,000173,000214,000161,000
Total deposits2,065,194,0002,055,496,0002,048,666,0002,298,476,000
Interest-bearing deposits1,746,410,0001,744,724,0001,737,747,0001,959,610,000
Noninterest-bearing deposits318,784,000310,772,000310,919,000338,866,000
Equity capital348,853,000349,456,000354,999,000356,582,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income32,760,00066,171,000101,070,000135,190,000
Interest expense3,647,0006,853,00010,103,00013,478,000
Net interest income29,113,00059,318,00090,967,000121,712,000
Noninterest income7,430,0009,152,00012,288,00017,195,000
Noninterest expense28,057,00055,322,00091,611,000124,536,000
Provision for loan losses5,994,0007,606,000-2,313,000-275,000
Pretax income4,349,0007,626,00016,041,00017,178,000
Income tax1,295,0002,348,0005,213,0004,016,000
Net income3,054,0005,278,00010,828,00013,162,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital324,043,000327,679,000334,635,000335,566,000
Total capital343,269,000348,954,000357,648,000359,517,000
Risk-weighted assets1,521,989,0001,685,165,0001,827,439,0001,903,264,000

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