Call reports 2023
SEWICKLEY SAVINGS BANK — 2023
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 292,719,000 | 287,625,000 | 281,457,000 | 284,663,000 |
| Total loans | 47,462,000 | 50,838,000 | 49,640,000 | 49,001,000 |
| Allowance for loan losses | 370,000 | 460,000 | 472,000 | 469,000 |
| Securities available for sale | 201,288,000 | 195,850,000 | 189,846,000 | 146,264,000 |
| Securities held to maturity | 9,351,000 | 9,217,000 | 9,089,000 | 8,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,246,000 | 212,322,000 | 210,725,000 | 208,890,000 |
| Interest-bearing deposits | 210,238,000 | 203,347,000 | 202,516,000 | 200,340,000 |
| Noninterest-bearing deposits | 10,008,000 | 8,975,000 | 8,209,000 | 8,550,000 |
| Equity capital | 69,829,000 | 68,268,000 | 63,484,000 | 68,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,570,000 | 6,918,000 | 9,715,000 |
| Interest expense | 694,000 | 1,643,000 | 2,889,000 | 4,313,000 |
| Net interest income | 1,592,000 | 2,927,000 | 4,029,000 | 5,402,000 |
| Noninterest income | 77,000 | 173,000 | 247,000 | 328,000 |
| Noninterest expense | 796,000 | 1,584,000 | 2,463,000 | -1,833,000 |
| Provision for loan losses | 40,000 | 130,000 | 142,000 | 139,000 |
| Pretax income | 833,000 | 1,386,000 | 488,000 | -20,240,000 |
| Income tax | 123,000 | 169,000 | -70,000 | -113,000 |
| Net income | 710,000 | 1,217,000 | 558,000 | -20,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,267,000 | 94,773,000 | 94,115,000 | 73,429,000 |
| Total capital | 94,267,000 | 94,773,000 | 94,115,000 | 73,429,000 |
| Risk-weighted assets | 141,693,000 | 142,325,000 | 143,402,000 | 118,205,000 |