Call reports 2020
SEWICKLEY SAVINGS BANK — 2020
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 313,372,000 | 316,312,000 | 317,062,000 | 318,654,000 |
| Total loans | 61,813,000 | 59,676,000 | 60,009,000 | 63,375,000 |
| Allowance for loan losses | 848,000 | 848,000 | 848,000 | 848,000 |
| Securities available for sale | 113,808,000 | 131,960,000 | 154,774,000 | 168,849,000 |
| Securities held to maturity | 40,808,000 | 28,853,000 | 25,823,000 | 21,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,525,000 | 219,049,000 | 219,583,000 | 220,948,000 |
| Interest-bearing deposits | 212,931,000 | 211,662,000 | 211,889,000 | 212,850,000 |
| Noninterest-bearing deposits | 5,594,000 | 7,387,000 | 7,694,000 | 8,098,000 |
| Equity capital | 91,772,000 | 93,842,000 | 94,008,000 | 94,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 3,720,000 | 5,252,000 | 6,847,000 |
| Interest expense | 910,000 | 1,742,000 | 2,487,000 | 3,172,000 |
| Net interest income | 1,137,000 | 1,978,000 | 2,765,000 | 3,675,000 |
| Noninterest income | 82,000 | 159,000 | 240,000 | 320,000 |
| Noninterest expense | 739,000 | 1,458,000 | 2,197,000 | 3,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 423,000 | 639,000 | 806,000 | 907,000 |
| Income tax | 27,000 | 20,000 | -5,000 | -57,000 |
| Net income | 396,000 | 619,000 | 811,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,397,000 | 89,620,000 | 89,811,000 | 89,964,000 |
| Total capital | 89,397,000 | 89,620,000 | 89,811,000 | 89,964,000 |
| Risk-weighted assets | 131,749,000 | 131,252,000 | 133,400,000 | 137,326,000 |