Call reports 2019
SEWICKLEY SAVINGS BANK — 2019
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 319,583,000 | 320,422,000 | 319,216,000 | 314,472,000 |
| Total loans | 60,628,000 | 63,399,000 | 61,877,000 | 62,402,000 |
| Allowance for loan losses | 848,000 | 848,000 | 848,000 | 848,000 |
| Securities available for sale | 118,128,000 | 124,476,000 | 116,226,000 | 134,084,000 |
| Securities held to maturity | 89,768,000 | 85,280,000 | 75,228,000 | 68,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,214,000 | 227,124,000 | 224,604,000 | 219,642,000 |
| Interest-bearing deposits | 222,443,000 | 221,126,000 | 219,095,000 | 214,300,000 |
| Noninterest-bearing deposits | 5,771,000 | 5,998,000 | 5,509,000 | 5,342,000 |
| Equity capital | 88,458,000 | 90,312,000 | 91,402,000 | 91,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,447,000 | 6,655,000 | 8,804,000 |
| Interest expense | 870,000 | 1,826,000 | 2,811,000 | 3,769,000 |
| Net interest income | 1,312,000 | 2,621,000 | 3,844,000 | 5,035,000 |
| Noninterest income | 77,000 | 155,000 | 247,000 | 328,000 |
| Noninterest expense | 754,000 | 1,495,000 | 2,240,000 | 3,173,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 767,000 | 1,428,000 | 2,017,000 | 2,340,000 |
| Income tax | 119,000 | 196,000 | 259,000 | 253,000 |
| Net income | 648,000 | 1,232,000 | 1,758,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,368,000 | 90,209,000 | 91,281,000 | 91,453,000 |
| Total capital | 89,216,000 | 91,057,000 | 92,129,000 | 92,301,000 |
| Risk-weighted assets | 142,887,000 | 145,241,000 | 138,190,000 | 143,351,000 |