Call reports 2016
SEWICKLEY SAVINGS BANK — 2016
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 315,672,000 | 316,378,000 | 311,504,000 | 306,501,000 |
| Total loans | 46,032,000 | 47,678,000 | 52,840,000 | 53,348,000 |
| Allowance for loan losses | 733,000 | 733,000 | 733,000 | 743,000 |
| Securities available for sale | 133,664,000 | 108,041,000 | 111,070,000 | 107,362,000 |
| Securities held to maturity | 59,680,000 | 87,169,000 | 98,075,000 | 106,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,789,000 | 229,222,000 | 223,667,000 | 220,594,000 |
| Interest-bearing deposits | 223,648,000 | 222,370,000 | 217,909,000 | 214,364,000 |
| Noninterest-bearing deposits | 6,141,000 | 6,852,000 | 5,758,000 | 6,230,000 |
| Equity capital | 83,512,000 | 84,456,000 | 84,984,000 | 83,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,606,000 | 5,389,000 | 7,183,000 |
| Interest expense | 582,000 | 1,165,000 | 1,751,000 | 2,319,000 |
| Net interest income | 1,266,000 | 2,441,000 | 3,638,000 | 4,864,000 |
| Noninterest income | 76,000 | 159,000 | 249,000 | 342,000 |
| Noninterest expense | 683,000 | 1,370,000 | 2,061,000 | 2,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 659,000 | 1,242,000 | 1,838,000 | 2,345,000 |
| Income tax | 144,000 | 256,000 | 367,000 | 436,000 |
| Net income | 515,000 | 986,000 | 1,471,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,503,000 | 84,458,000 | 84,962,000 | 83,746,000 |
| Total capital | 84,236,000 | 85,191,000 | 85,695,000 | 84,489,000 |
| Risk-weighted assets | 117,996,000 | 122,769,000 | 127,395,000 | 129,375,000 |