Call reports 2015
SEWICKLEY SAVINGS BANK — 2015
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 313,699,000 | 308,874,000 | 310,592,000 | 310,533,000 |
| Total loans | 37,899,000 | 40,227,000 | 45,529,000 | 46,237,000 |
| Allowance for loan losses | 733,000 | 733,000 | 733,000 | 733,000 |
| Securities available for sale | 185,547,000 | 172,120,000 | 165,041,000 | 149,099,000 |
| Securities held to maturity | 19,041,000 | 39,728,000 | 41,528,000 | 51,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,186,000 | 227,208,000 | 226,763,000 | 226,645,000 |
| Interest-bearing deposits | 223,908,000 | 221,521,000 | 221,246,000 | 220,416,000 |
| Noninterest-bearing deposits | 6,278,000 | 5,687,000 | 5,517,000 | 6,229,000 |
| Equity capital | 81,290,000 | 79,943,000 | 81,946,000 | 81,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,607,000 | 5,454,000 | 7,310,000 |
| Interest expense | 546,000 | 1,108,000 | 1,680,000 | 2,252,000 |
| Net interest income | 1,286,000 | 2,499,000 | 3,774,000 | 5,058,000 |
| Noninterest income | 87,000 | 170,000 | 249,000 | 344,000 |
| Noninterest expense | 691,000 | 1,369,000 | 2,049,000 | 2,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 712,000 | 1,352,000 | 2,026,000 | 2,634,000 |
| Income tax | 169,000 | 311,000 | 460,000 | 569,000 |
| Net income | 543,000 | 1,041,000 | 1,566,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,288,000 | 79,941,000 | 81,930,000 | 81,918,000 |
| Total capital | 82,021,000 | 80,674,000 | 82,663,000 | 82,651,000 |
| Risk-weighted assets | 116,629,000 | 120,232,000 | 121,430,000 | 120,286,000 |