Call reports 2014
SEWICKLEY SAVINGS BANK — 2014
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 323,174,000 | 322,416,000 | 315,587,000 | 312,697,000 |
| Total loans | 38,363,000 | 37,368,000 | 38,057,000 | 38,071,000 |
| Allowance for loan losses | 733,000 | 733,000 | 733,000 | 733,000 |
| Securities available for sale | 211,257,000 | 205,022,000 | 196,390,000 | 189,895,000 |
| Securities held to maturity | 26,224,000 | 22,346,000 | 22,568,000 | 20,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,909,000 | 243,455,000 | 236,050,000 | 231,351,000 |
| Interest-bearing deposits | 241,648,000 | 238,161,000 | 230,920,000 | 225,731,000 |
| Noninterest-bearing deposits | 5,261,000 | 5,294,000 | 5,130,000 | 5,620,000 |
| Equity capital | 74,605,000 | 77,185,000 | 77,725,000 | 79,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,052,000 | 4,061,000 | 5,971,000 | 7,870,000 |
| Interest expense | 645,000 | 1,270,000 | 1,873,000 | 2,458,000 |
| Net interest income | 1,407,000 | 2,791,000 | 4,098,000 | 5,412,000 |
| Noninterest income | 64,000 | 131,000 | 196,000 | 280,000 |
| Noninterest expense | 701,000 | 1,363,000 | 2,007,000 | 2,802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 770,000 | 1,604,000 | 2,340,000 | 2,975,000 |
| Income tax | 188,000 | 402,000 | 575,000 | 708,000 |
| Net income | 582,000 | 1,202,000 | 1,765,000 | 2,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,407,000 | 78,027,000 | 78,591,000 | 79,090,000 |
| Total capital | 78,185,000 | 78,804,000 | 79,363,000 | 79,823,000 |
| Risk-weighted assets | 122,430,000 | 118,328,000 | 120,465,000 | 119,248,000 |