Call reports 2013
SEWICKLEY SAVINGS BANK — 2013
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 333,033,000 | 326,433,000 | 324,663,000 | 321,401,000 |
| Total loans | 42,293,000 | 37,353,000 | 39,120,000 | 39,165,000 |
| Allowance for loan losses | 736,000 | 751,000 | 751,000 | 733,000 |
| Securities available for sale | 195,516,000 | 204,205,000 | 217,276,000 | 206,301,000 |
| Securities held to maturity | 34,382,000 | 26,270,000 | 24,094,000 | 25,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,131,000 | 251,890,000 | 250,332,000 | 248,179,000 |
| Interest-bearing deposits | 249,255,000 | 247,487,000 | 245,743,000 | 243,584,000 |
| Noninterest-bearing deposits | 3,876,000 | 4,403,000 | 4,589,000 | 4,595,000 |
| Equity capital | 77,673,000 | 72,843,000 | 72,669,000 | 71,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,063,000 | 4,068,000 | 6,160,000 | 8,259,000 |
| Interest expense | 722,000 | 1,435,000 | 2,140,000 | 2,828,000 |
| Net interest income | 1,341,000 | 2,633,000 | 4,020,000 | 5,431,000 |
| Noninterest income | 24,000 | 78,000 | 155,000 | 226,000 |
| Noninterest expense | 728,000 | 1,425,000 | 2,114,000 | 2,994,000 |
| Provision for loan losses | 8,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 629,000 | 1,319,000 | 2,094,000 | 2,757,000 |
| Income tax | 145,000 | 310,000 | 533,000 | 680,000 |
| Net income | 484,000 | 1,009,000 | 1,561,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,232,000 | 75,757,000 | 76,309,000 | 76,825,000 |
| Total capital | 75,982,000 | 76,513,000 | 77,065,000 | 77,563,000 |
| Risk-weighted assets | 116,565,000 | 118,716,000 | 122,730,000 | 123,506,000 |