Call reports 2012
SEWICKLEY SAVINGS BANK — 2012
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 322,702,000 | 327,098,000 | 329,786,000 | 331,749,000 |
| Total loans | 51,931,000 | 48,241,000 | 47,899,000 | 45,225,000 |
| Allowance for loan losses | 977,000 | 995,000 | 1,027,000 | 714,000 |
| Securities available for sale | 114,432,000 | 125,114,000 | 146,246,000 | 165,999,000 |
| Securities held to maturity | 84,268,000 | 72,216,000 | 62,428,000 | 44,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,877,000 | 248,267,000 | 249,343,000 | 251,736,000 |
| Interest-bearing deposits | 242,311,000 | 244,017,000 | 246,415,000 | 248,122,000 |
| Noninterest-bearing deposits | 3,566,000 | 4,250,000 | 2,928,000 | 3,614,000 |
| Equity capital | 74,981,000 | 76,530,000 | 77,715,000 | 77,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,450,000 | 6,675,000 | 8,657,000 |
| Interest expense | 857,000 | 1,701,000 | 2,515,000 | 3,306,000 |
| Net interest income | 1,411,000 | 2,749,000 | 4,160,000 | 5,351,000 |
| Noninterest income | 74,000 | 149,000 | 221,000 | 316,000 |
| Noninterest expense | 715,000 | 1,424,000 | 2,122,000 | 2,991,000 |
| Provision for loan losses | 12,000 | 24,000 | 62,000 | 209,000 |
| Pretax income | 758,000 | 1,342,000 | 2,089,000 | 2,386,000 |
| Income tax | 210,000 | 346,000 | 541,000 | 562,000 |
| Net income | 548,000 | 996,000 | 1,548,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,472,000 | 73,919,000 | 74,472,000 | 74,748,000 |
| Total capital | 74,453,000 | 74,915,000 | 75,500,000 | 75,463,000 |
| Risk-weighted assets | 124,209,000 | 112,934,000 | 112,607,000 | 112,405,000 |