Call reports 2011
SEWICKLEY SAVINGS BANK — 2011
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 298,317,000 | 302,531,000 | 307,901,000 | 314,718,000 |
| Total loans | 56,594,000 | 56,776,000 | 57,034,000 | 50,764,000 |
| Allowance for loan losses | 877,000 | 895,000 | 970,000 | 965,000 |
| Securities available for sale | 95,234,000 | 95,487,000 | 96,569,000 | 103,258,000 |
| Securities held to maturity | 56,053,000 | 52,482,000 | 47,478,000 | 72,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,684,000 | 226,277,000 | 229,608,000 | 236,342,000 |
| Interest-bearing deposits | 219,219,000 | 223,097,000 | 226,599,000 | 233,114,000 |
| Noninterest-bearing deposits | 3,465,000 | 3,180,000 | 3,009,000 | 3,228,000 |
| Equity capital | 71,622,000 | 72,530,000 | 74,269,000 | 74,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,773,000 | 7,132,000 | 9,433,000 |
| Interest expense | 892,000 | 1,774,000 | 2,657,000 | 3,521,000 |
| Net interest income | 1,478,000 | 2,999,000 | 4,475,000 | 5,912,000 |
| Noninterest income | 70,000 | 141,000 | 214,000 | 295,000 |
| Noninterest expense | 807,000 | 1,848,000 | 2,556,000 | 3,619,000 |
| Provision for loan losses | 12,000 | 30,000 | 105,000 | 117,000 |
| Pretax income | 769,000 | 1,303,000 | 2,132,000 | 2,515,000 |
| Income tax | 229,000 | 365,000 | 623,000 | 676,000 |
| Net income | 540,000 | 938,000 | 1,509,000 | 1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,625,000 | 72,023,000 | 72,594,000 | 72,924,000 |
| Total capital | 72,502,000 | 72,922,000 | 73,568,000 | 73,896,000 |
| Risk-weighted assets | 104,798,000 | 109,538,000 | 113,315,000 | 115,682,000 |