Call reports 2010
SEWICKLEY SAVINGS BANK — 2010
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 283,496,000 | 283,346,000 | 291,346,000 | 298,190,000 |
| Total loans | 63,417,000 | 62,907,000 | 60,559,000 | 59,012,000 |
| Allowance for loan losses | 861,000 | 861,000 | 861,000 | 865,000 |
| Securities available for sale | 74,067,000 | 82,002,000 | 77,404,000 | 86,787,000 |
| Securities held to maturity | 54,754,000 | 59,291,000 | 55,274,000 | 59,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,479,000 | 207,521,000 | 214,718,000 | 222,763,000 |
| Interest-bearing deposits | 205,462,000 | 204,360,000 | 212,164,000 | 219,860,000 |
| Noninterest-bearing deposits | 3,017,000 | 3,161,000 | 2,554,000 | 2,903,000 |
| Equity capital | 70,600,000 | 71,572,000 | 72,243,000 | 71,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,627,000 | 6,940,000 | 9,262,000 |
| Interest expense | 1,026,000 | 1,982,000 | 3,066,000 | 4,007,000 |
| Net interest income | 1,254,000 | 2,645,000 | 3,874,000 | 5,255,000 |
| Noninterest income | 74,000 | 146,000 | 230,000 | 304,000 |
| Noninterest expense | 704,000 | 1,612,000 | 2,300,000 | 3,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 615,000 | 1,170,000 | 1,795,000 | 2,387,000 |
| Income tax | 174,000 | 323,000 | 500,000 | 673,000 |
| Net income | 441,000 | 847,000 | 1,295,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,807,000 | 70,217,000 | 70,665,000 | 71,084,000 |
| Total capital | 70,670,000 | 71,078,000 | 71,526,000 | 71,949,000 |
| Risk-weighted assets | 92,910,000 | 92,773,000 | 94,724,000 | 101,184,000 |