Call reports 2009
SEWICKLEY SAVINGS BANK — 2009
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 260,764,000 | 268,969,000 | 276,369,000 | 280,916,000 |
| Total loans | 61,518,000 | 60,162,000 | 62,559,000 | 63,540,000 |
| Allowance for loan losses | 970,000 | 980,000 | 861,000 | 861,000 |
| Securities available for sale | 55,134,000 | 60,457,000 | 66,616,000 | 66,670,000 |
| Securities held to maturity | 75,488,000 | 54,396,000 | 54,033,000 | 53,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,420,000 | 195,599,000 | 201,819,000 | 206,580,000 |
| Interest-bearing deposits | 186,289,000 | 192,986,000 | 199,484,000 | 204,001,000 |
| Noninterest-bearing deposits | 2,131,000 | 2,613,000 | 2,335,000 | 2,579,000 |
| Equity capital | 66,793,000 | 68,538,000 | 69,815,000 | 69,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,798,000 | 5,296,000 | 7,694,000 | 10,026,000 |
| Interest expense | 1,289,000 | 2,508,000 | 3,711,000 | 4,855,000 |
| Net interest income | 1,509,000 | 2,788,000 | 3,983,000 | 5,171,000 |
| Noninterest income | 73,000 | 145,000 | 332,000 | 408,000 |
| Noninterest expense | 616,000 | 1,433,000 | 2,205,000 | 3,101,000 |
| Provision for loan losses | 12,000 | 22,000 | 12,000 | 12,000 |
| Pretax income | 729,000 | 1,253,000 | 1,793,000 | 2,130,000 |
| Income tax | 211,000 | 346,000 | 491,000 | 555,000 |
| Net income | 518,000 | 907,000 | 1,302,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,255,000 | 68,699,000 | 69,087,000 | 69,363,000 |
| Total capital | 69,225,000 | 69,679,000 | 69,948,000 | 70,224,000 |
| Risk-weighted assets | 91,556,000 | 93,100,000 | 92,791,000 | 92,679,000 |