Call reports 2008
SEWICKLEY SAVINGS BANK — 2008
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 246,294,000 | 252,527,000 | 249,062,000 | 245,821,000 |
| Total loans | 52,371,000 | 55,513,000 | 62,875,000 | 61,809,000 |
| Allowance for loan losses | 962,000 | 917,000 | 946,000 | 958,000 |
| Securities available for sale | 66,927,000 | 64,626,000 | 60,879,000 | 57,213,000 |
| Securities held to maturity | 90,732,000 | 89,297,000 | 90,435,000 | 88,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,529,000 | 180,011,000 | 176,876,000 | 174,166,000 |
| Interest-bearing deposits | 176,588,000 | 177,132,000 | 174,987,000 | 172,189,000 |
| Noninterest-bearing deposits | 1,941,000 | 2,879,000 | 1,889,000 | 1,977,000 |
| Equity capital | 66,801,000 | 66,583,000 | 66,327,000 | 66,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,026,000 | 5,986,000 | 9,101,000 | 12,236,000 |
| Interest expense | 1,698,000 | 3,229,000 | 4,713,000 | 6,098,000 |
| Net interest income | 1,328,000 | 2,757,000 | 4,388,000 | 6,138,000 |
| Noninterest income | 56,000 | 125,000 | 228,000 | 328,000 |
| Noninterest expense | 613,000 | 1,368,000 | 1,968,000 | 2,707,000 |
| Provision for loan losses | 30,000 | 42,000 | 54,000 | 66,000 |
| Pretax income | 741,000 | 1,480,000 | 2,247,000 | 3,178,000 |
| Income tax | 196,000 | 393,000 | 650,000 | 875,000 |
| Net income | 545,000 | 1,087,000 | 1,597,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,233,000 | 66,769,000 | 67,114,000 | 67,739,000 |
| Total capital | 67,337,000 | 67,808,000 | 68,060,000 | 68,697,000 |
| Risk-weighted assets | 89,930,000 | 92,710,000 | 97,731,000 | 91,022,000 |