Call reports 2007
SEWICKLEY SAVINGS BANK — 2007
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 243,421,000 | 241,918,000 | 241,799,000 | 242,662,000 |
| Total loans | 32,240,000 | 35,647,000 | 41,190,000 | 44,774,000 |
| Allowance for loan losses | 902,000 | 902,000 | 902,000 | 932,000 |
| Securities available for sale | 64,924,000 | 63,080,000 | 59,870,000 | 56,453,000 |
| Securities held to maturity | 127,843,000 | 127,567,000 | 128,063,000 | 122,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,388,000 | 175,635,000 | 173,450,000 | 174,621,000 |
| Interest-bearing deposits | 175,530,000 | 174,053,000 | 172,069,000 | 172,991,000 |
| Noninterest-bearing deposits | 1,858,000 | 1,582,000 | 1,381,000 | 1,630,000 |
| Equity capital | 65,272,000 | 65,459,000 | 65,897,000 | 66,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,060,000 | 6,222,000 | 9,262,000 | 12,374,000 |
| Interest expense | 1,824,000 | 3,653,000 | 5,543,000 | 7,376,000 |
| Net interest income | 1,236,000 | 2,569,000 | 3,719,000 | 4,998,000 |
| Noninterest income | 77,000 | 156,000 | 334,000 | 454,000 |
| Noninterest expense | 574,000 | 1,267,000 | 1,818,000 | 2,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 752,000 | 1,465,000 | 2,302,000 | 2,868,000 |
| Income tax | 172,000 | 327,000 | 537,000 | 652,000 |
| Net income | 580,000 | 1,138,000 | 1,765,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,053,000 | 64,611,000 | 65,238,000 | 65,688,000 |
| Total capital | 65,587,000 | 66,172,000 | 66,725,000 | 66,875,000 |
| Risk-weighted assets | 88,734,000 | 87,918,000 | 88,982,000 | 89,841,000 |