Call reports 2006
SEWICKLEY SAVINGS BANK — 2006
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 239,960,000 | 241,826,000 | 241,990,000 | 243,921,000 |
| Total loans | 32,414,000 | 32,795,000 | 32,448,000 | 32,095,000 |
| Allowance for loan losses | 982,000 | 902,000 | 902,000 | 902,000 |
| Securities available for sale | 75,967,000 | 73,291,000 | 70,839,000 | 68,815,000 |
| Securities held to maturity | 114,960,000 | 113,698,000 | 122,887,000 | 126,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,131,000 | 177,340,000 | 177,351,000 | 178,467,000 |
| Interest-bearing deposits | 173,831,000 | 175,736,000 | 175,895,000 | 176,696,000 |
| Noninterest-bearing deposits | 1,300,000 | 1,604,000 | 1,456,000 | 1,771,000 |
| Equity capital | 62,889,000 | 62,831,000 | 63,977,000 | 64,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,954,000 | 5,959,000 | 9,066,000 | 12,218,000 |
| Interest expense | 1,491,000 | 3,120,000 | 4,894,000 | 6,739,000 |
| Net interest income | 1,463,000 | 2,839,000 | 4,172,000 | 5,479,000 |
| Noninterest income | 26,000 | 50,000 | 72,000 | 96,000 |
| Noninterest expense | 557,000 | 1,133,000 | 1,688,000 | 2,641,000 |
| Provision for loan losses | -12,000 | -92,000 | -92,000 | -92,000 |
| Pretax income | 1,058,000 | 1,906,000 | 2,582,000 | 2,971,000 |
| Income tax | 268,000 | 445,000 | 583,000 | 547,000 |
| Net income | 790,000 | 1,461,000 | 1,999,000 | 2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,838,000 | 62,510,000 | 63,048,000 | 63,473,000 |
| Total capital | 63,441,000 | 63,935,000 | 64,537,000 | 65,004,000 |
| Risk-weighted assets | 85,949,000 | 90,777,000 | 89,507,000 | 88,808,000 |