Call reports 2002
SEWICKLEY SAVINGS BANK — 2002
What SEWICKLEY SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 199,898,000 | 216,729,000 | 230,511,000 | 223,949,000 |
| Total loans | 48,279,000 | 47,483,000 | 45,118,000 | 42,728,000 |
| Allowance for loan losses | 983,000 | 998,000 | 1,013,000 | 968,000 |
| Securities available for sale | 95,920,000 | 97,539,000 | 98,826,000 | 91,214,000 |
| Securities held to maturity | 38,094,000 | 59,370,000 | 65,465,000 | 71,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,260,000 | 164,016,000 | 175,822,000 | 169,317,000 |
| Interest-bearing deposits | 145,845,000 | 163,075,000 | 175,347,000 | 168,762,000 |
| Noninterest-bearing deposits | 1,415,000 | 941,000 | 475,000 | 555,000 |
| Equity capital | 51,349,000 | 51,876,000 | 53,329,000 | 53,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,084,000 | 6,323,000 | 9,603,000 | 12,542,000 |
| Interest expense | 1,384,000 | 2,810,000 | 4,332,000 | 5,673,000 |
| Net interest income | 1,700,000 | 3,513,000 | 5,271,000 | 6,869,000 |
| Noninterest income | 28,000 | 43,000 | 59,000 | 59,000 |
| Noninterest expense | 544,000 | 1,052,000 | 1,552,000 | 2,121,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 0 |
| Pretax income | 1,166,000 | 2,462,000 | 3,434,000 | 4,318,000 |
| Income tax | 238,000 | 564,000 | 947,000 | 1,032,000 |
| Net income | 928,000 | 1,898,000 | 2,487,000 | 3,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,280,000 | 50,250,000 | 50,839,000 | 51,638,000 |
| Total capital | 50,887,000 | 51,880,000 | 52,464,000 | 53,156,000 |
| Risk-weighted assets | 88,043,000 | 93,776,000 | 93,071,000 | 87,327,000 |