Call reports 2022
LIBERTY CAPITAL BANK — 2022
What LIBERTY CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 439,138,000 | 464,704,000 | 477,199,000 | 456,028,000 |
| Total loans | 261,698,000 | 250,900,000 | 248,600,000 | 251,139,000 |
| Allowance for loan losses | 2,636,000 | 2,636,000 | 2,636,000 | 2,636,000 |
| Securities available for sale | 30,719,000 | 48,691,000 | 53,484,000 | 53,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,741,000 | 423,342,000 | 434,662,000 | 391,168,000 |
| Interest-bearing deposits | 225,957,000 | 248,713,000 | 248,896,000 | 212,284,000 |
| Noninterest-bearing deposits | 170,784,000 | 174,629,000 | 185,766,000 | 178,884,000 |
| Equity capital | 41,247,000 | 40,126,000 | 41,198,000 | 43,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 6,169,000 | 10,365,000 | 15,285,000 |
| Interest expense | 100,000 | 216,000 | 420,000 | 1,185,000 |
| Net interest income | 2,826,000 | 5,953,000 | 9,945,000 | 14,100,000 |
| Noninterest income | 31,000 | 65,000 | 100,000 | 132,000 |
| Noninterest expense | 1,530,000 | 3,092,000 | 4,609,000 | 6,147,000 |
| Provision for loan losses | 117,000 | 117,000 | 117,000 | 117,000 |
| Pretax income | 1,210,000 | 2,809,000 | 5,319,000 | 7,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,210,000 | 2,809,000 | 5,319,000 | 7,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,777,000 | 43,815,000 | 45,669,000 | 47,080,000 |
| Total capital | 45,413,000 | 46,451,000 | 48,305,000 | 49,716,000 |
| Risk-weighted assets | 264,776,000 | 260,830,000 | 259,967,000 | 261,563,000 |