Call reports 2018
LIBERTY CAPITAL BANK — 2018
What LIBERTY CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 231,367,000 | 233,520,000 | 241,944,000 | 281,281,000 |
| Total loans | 157,630,000 | 165,282,000 | 152,197,000 | 172,980,000 |
| Allowance for loan losses | 1,657,000 | 1,657,000 | 1,657,000 | 1,725,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,206,000 | 208,193,000 | 217,332,000 | 255,384,000 |
| Interest-bearing deposits | 118,255,000 | 109,569,000 | 107,001,000 | 155,938,000 |
| Noninterest-bearing deposits | 89,951,000 | 98,624,000 | 110,331,000 | 99,446,000 |
| Equity capital | 22,895,000 | 23,941,000 | 24,090,000 | 25,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,476,000 | 6,888,000 | 9,489,000 |
| Interest expense | 100,000 | 200,000 | 338,000 | 491,000 |
| Net interest income | 2,088,000 | 4,276,000 | 6,550,000 | 8,998,000 |
| Noninterest income | 14,000 | 35,000 | 248,000 | 264,000 |
| Noninterest expense | 1,094,000 | 2,259,000 | 3,458,000 | 4,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 68,000 |
| Pretax income | 1,008,000 | 2,052,000 | 3,340,000 | 4,568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,008,000 | 2,052,000 | 3,340,000 | 4,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,895,000 | 23,941,000 | 24,090,000 | 25,328,000 |
| Total capital | 24,552,000 | 25,598,000 | 25,747,000 | 27,053,000 |
| Risk-weighted assets | 165,034,000 | 172,718,000 | 161,267,000 | 180,906,000 |