Call reports 2017
LIBERTY CAPITAL BANK — 2017
What LIBERTY CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 211,319,000 | 207,885,000 | 222,161,000 | 233,545,000 |
| Total loans | 153,024,000 | 161,500,000 | 166,633,000 | 158,237,000 |
| Allowance for loan losses | 1,534,000 | 1,615,000 | 1,657,000 | 1,657,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,338,000 | 185,963,000 | 189,559,000 | 210,179,000 |
| Interest-bearing deposits | 109,531,000 | 110,390,000 | 109,952,000 | 111,254,000 |
| Noninterest-bearing deposits | 80,807,000 | 75,573,000 | 79,607,000 | 98,925,000 |
| Equity capital | 20,715,000 | 21,558,000 | 22,078,000 | 22,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 4,025,000 | 6,259,000 | 8,456,000 |
| Interest expense | 86,000 | 179,000 | 285,000 | 377,000 |
| Net interest income | 1,850,000 | 3,846,000 | 5,974,000 | 8,079,000 |
| Noninterest income | 24,000 | 42,000 | -289,000 | -579,000 |
| Noninterest expense | 1,017,000 | 2,107,000 | 3,192,000 | 4,118,000 |
| Provision for loan losses | 23,000 | 104,000 | 146,000 | 146,000 |
| Pretax income | 834,000 | 1,677,000 | 2,347,000 | 3,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 834,000 | 1,677,000 | 2,347,000 | 3,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,715,000 | 21,558,000 | 22,078,000 | 22,977,000 |
| Total capital | 22,249,000 | 23,173,000 | 23,735,000 | 24,634,000 |
| Risk-weighted assets | 156,358,000 | 164,220,000 | 170,721,000 | 165,573,000 |