Call reports 2008
LIBERTY CAPITAL BANK — 2008
What LIBERTY CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Total assets | 15,108,000 | 23,855,000 |
| Total loans | 0 | 6,939,000 |
| Allowance for loan losses | 0 | 114,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 5,193,000 | 14,322,000 |
| Interest-bearing deposits | 5,083,000 | 13,209,000 |
| Noninterest-bearing deposits | 110,000 | 1,113,000 |
| Equity capital | 9,915,000 | 9,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Interest income | 16,000 | 144,000 |
| Interest expense | 4,000 | 63,000 |
| Net interest income | 12,000 | 81,000 |
| Noninterest income | 0 | 2,000 |
| Noninterest expense | 72,000 | 449,000 |
| Provision for loan losses | 0 | 114,000 |
| Pretax income | -60,000 | -480,000 |
| Income tax | 0 | 0 |
| Net income | -60,000 | -480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Tier 1 capital | 9,915,000 | 9,503,000 |
| Total capital | 9,915,000 | 9,503,000 |
| Risk-weighted assets | 3,308,000 | 9,954,000 |