Call reports 2013
PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 354,786,000 | 343,692,000 | 332,279,000 | 322,514,000 |
| Total loans | 123,805,000 | 124,400,000 | 121,326,000 | 116,599,000 |
| Allowance for loan losses | 4,356,000 | 4,312,000 | 3,915,000 | 3,229,000 |
| Securities available for sale | 174,069,000 | 180,408,000 | 176,714,000 | 164,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,707,000 | 277,745,000 | 270,191,000 | 262,723,000 |
| Interest-bearing deposits | 242,239,000 | 234,103,000 | 225,136,000 | 216,689,000 |
| Noninterest-bearing deposits | 42,468,000 | 43,642,000 | 45,055,000 | 46,034,000 |
| Equity capital | 24,533,000 | 19,552,000 | 16,138,000 | 13,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,897,000 | 7,482,000 | 9,967,000 |
| Interest expense | 644,000 | 1,270,000 | 1,819,000 | 2,348,000 |
| Net interest income | 1,733,000 | 3,627,000 | 5,663,000 | 7,619,000 |
| Noninterest income | 570,000 | 590,000 | 1,300,000 | 2,453,000 |
| Noninterest expense | 2,519,000 | 5,153,000 | 7,979,000 | 10,919,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 500,000 |
| Pretax income | -216,000 | -1,412,000 | -1,492,000 | -1,311,000 |
| Income tax | 42,000 | 85,000 | 1,211,000 | 1,245,000 |
| Net income | -258,000 | -1,497,000 | -2,703,000 | -2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,403,000 | 23,163,000 | 22,888,000 | 23,035,000 |
| Total capital | 26,611,000 | 25,340,000 | 25,033,000 | 25,081,000 |
| Risk-weighted assets | 174,500,000 | 172,004,000 | 169,822,000 | 162,479,000 |