Call reports 2012
PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 375,047,000 | 370,380,000 | 354,071,000 | 349,576,000 |
| Total loans | 150,668,000 | 145,033,000 | 134,996,000 | 127,782,000 |
| Allowance for loan losses | 4,824,000 | 4,576,000 | 4,505,000 | 4,368,000 |
| Securities available for sale | 164,519,000 | 153,468,000 | 167,478,000 | 169,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,539,000 | 281,528,000 | 281,649,000 | 277,614,000 |
| Interest-bearing deposits | 263,239,000 | 257,678,000 | 242,229,000 | 237,005,000 |
| Noninterest-bearing deposits | 24,300,000 | 23,850,000 | 39,420,000 | 40,609,000 |
| Equity capital | 24,370,000 | 25,320,000 | 25,689,000 | 25,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,004,000 | 5,800,000 | 8,523,000 | 11,237,000 |
| Interest expense | 984,000 | 1,893,000 | 2,652,000 | 3,312,000 |
| Net interest income | 2,020,000 | 3,907,000 | 5,871,000 | 7,925,000 |
| Noninterest income | 656,000 | 1,526,000 | 1,873,000 | 2,498,000 |
| Noninterest expense | 2,474,000 | 5,079,000 | 7,618,000 | 10,300,000 |
| Provision for loan losses | 435,000 | 630,000 | 630,000 | 704,000 |
| Pretax income | 6,000 | 248,000 | 604,000 | 678,000 |
| Income tax | 2,000 | 12,000 | 167,000 | 440,000 |
| Net income | 4,000 | 236,000 | 437,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,541,000 | 24,773,000 | 24,974,000 | 24,661,000 |
| Total capital | 27,097,000 | 27,242,000 | 27,288,000 | 26,889,000 |
| Risk-weighted assets | 202,204,000 | 195,395,000 | 182,958,000 | 176,093,000 |