Call reports 2011
PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION — 2011
What PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 400,074,000 | 386,725,000 | 384,706,000 | 376,628,000 |
| Total loans | 194,555,000 | 176,604,000 | 166,063,000 | 160,641,000 |
| Allowance for loan losses | 6,949,000 | 6,372,000 | 4,183,000 | 4,549,000 |
| Securities available for sale | 141,897,000 | 153,053,000 | 155,054,000 | 165,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,811,000 | 296,095,000 | 291,006,000 | 283,772,000 |
| Interest-bearing deposits | 287,028,000 | 272,626,000 | 268,481,000 | 261,564,000 |
| Noninterest-bearing deposits | 21,783,000 | 23,469,000 | 22,525,000 | 22,208,000 |
| Equity capital | 21,694,000 | 22,974,000 | 25,444,000 | 24,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,607,000 | 7,315,000 | 10,799,000 | 14,039,000 |
| Interest expense | 1,498,000 | 2,786,000 | 3,969,000 | 5,060,000 |
| Net interest income | 2,109,000 | 4,529,000 | 6,830,000 | 8,979,000 |
| Noninterest income | 477,000 | 482,000 | 1,120,000 | 1,554,000 |
| Noninterest expense | 2,317,000 | 4,675,000 | 7,375,000 | 9,865,000 |
| Provision for loan losses | 0 | 0 | 290,000 | 990,000 |
| Pretax income | 265,000 | 423,000 | 572,000 | 370,000 |
| Income tax | 11,000 | 18,000 | 25,000 | 25,000 |
| Net income | 254,000 | 405,000 | 547,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,209,000 | 24,359,000 | 24,502,000 | 24,537,000 |
| Total capital | 27,237,000 | 27,175,000 | 27,193,000 | 27,153,000 |
| Risk-weighted assets | 238,299,000 | 221,768,000 | 213,780,000 | 207,329,000 |