Call reports 2010
PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What PROVIDENT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 438,523,000 | 432,211,000 | 428,780,000 | 408,710,000 |
| Total loans | 243,444,000 | 235,186,000 | 219,691,000 | 206,387,000 |
| Allowance for loan losses | 5,433,000 | 4,971,000 | 5,834,000 | 7,379,000 |
| Securities available for sale | 127,142,000 | 143,896,000 | 135,145,000 | 148,469,000 |
| Securities held to maturity | 3,934,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,790,000 | 322,563,000 | 318,535,000 | 313,778,000 |
| Interest-bearing deposits | 306,061,000 | 300,799,000 | 298,496,000 | 293,421,000 |
| Noninterest-bearing deposits | 21,729,000 | 21,764,000 | 20,039,000 | 20,357,000 |
| Equity capital | 36,505,000 | 36,578,000 | 34,023,000 | 22,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,529,000 | 8,645,000 | 12,781,000 | 16,657,000 |
| Interest expense | 2,292,000 | 4,215,000 | 6,024,000 | 7,732,000 |
| Net interest income | 2,237,000 | 4,430,000 | 6,757,000 | 8,925,000 |
| Noninterest income | 590,000 | 1,160,000 | 1,420,000 | 165,000 |
| Noninterest expense | 2,226,000 | 4,478,000 | 6,755,000 | 9,162,000 |
| Provision for loan losses | 896,000 | 2,083,000 | 6,030,000 | 9,090,000 |
| Pretax income | 79,000 | -233,000 | -3,911,000 | -8,540,000 |
| Income tax | -24,000 | -120,000 | -594,000 | 4,989,000 |
| Net income | 103,000 | -113,000 | -3,317,000 | -13,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,537,000 | 33,412,000 | 28,739,000 | 23,954,000 |
| Total capital | 37,185,000 | 36,976,000 | 32,050,000 | 26,990,000 |
| Risk-weighted assets | 290,089,000 | 283,702,000 | 262,384,000 | 245,684,000 |