Call reports 2001
FRANKLIN BANK, S.S.B. — 2001
What FRANKLIN BANK, S.S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,775,000 | 45,343,000 | 45,548,000 | 49,400,000 |
| Total loans | 32,062,000 | 32,906,000 | 34,476,000 | 34,965,000 |
| Allowance for loan losses | 364,000 | 410,000 | 395,000 | 442,000 |
| Securities available for sale | 7,637,000 | 6,899,000 | 4,667,000 | 9,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,439,000 | 41,018,000 | 41,185,000 | 45,190,000 |
| Interest-bearing deposits | 37,822,000 | 35,490,000 | 35,553,000 | 39,187,000 |
| Noninterest-bearing deposits | 5,617,000 | 5,528,000 | 5,632,000 | 6,003,000 |
| Equity capital | 4,044,000 | 4,107,000 | 4,174,000 | 4,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 1,941,000 | 2,820,000 | 3,633,000 |
| Interest expense | 539,000 | 1,013,000 | 1,425,000 | 1,797,000 |
| Net interest income | 462,000 | 928,000 | 1,395,000 | 1,836,000 |
| Noninterest income | 45,000 | 84,000 | 141,000 | 211,000 |
| Noninterest expense | 389,000 | 792,000 | 1,251,000 | 1,871,000 |
| Provision for loan losses | 32,000 | 89,000 | 122,000 | 167,000 |
| Pretax income | 86,000 | 131,000 | 163,000 | 9,000 |
| Income tax | 30,000 | 45,000 | 56,000 | -2,000 |
| Net income | 56,000 | 86,000 | 107,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,028,000 | 4,058,000 | 4,080,000 | 3,982,000 |
| Total capital | 4,336,000 | 4,402,000 | 4,453,000 | 4,424,000 |
| Risk-weighted assets | 24,330,000 | 27,454,000 | 30,024,000 | 35,363,000 |