Call reports 2022
CORNERSTONE CAPITAL BANK, SSB — 2022
What CORNERSTONE CAPITAL BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q4 |
|---|---|
| Total assets | 1,991,593,000 |
| Total loans | 813,780,000 |
| Allowance for loan losses | 1,123,000 |
| Securities available for sale | 88,303,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 785,727,000 |
| Interest-bearing deposits | 598,344,000 |
| Noninterest-bearing deposits | 187,383,000 |
| Equity capital | 354,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q4 |
|---|---|
| Interest income | 15,570,000 |
| Interest expense | 9,477,000 |
| Net interest income | 6,093,000 |
| Noninterest income | 64,542,000 |
| Noninterest expense | 71,864,000 |
| Provision for loan losses | 1,129,000 |
| Pretax income | -2,358,000 |
| Income tax | 0 |
| Net income | -9,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q4 |
|---|---|
| Tier 1 capital | 287,722,000 |
| Total capital | 288,845,000 |
| Risk-weighted assets | 1,028,680,000 |