Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,268,000 | 198,405,000 | 198,166,000 | 199,119,000 |
| Total loans | 126,558,000 | 129,848,000 | 127,699,000 | 130,968,000 |
| Allowance for loan losses | 3,444,000 | 3,219,000 | 3,220,000 | 3,010,000 |
| Securities available for sale | 56,679,000 | 55,266,000 | 53,619,000 | 51,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,499,000 | 136,660,000 | 136,541,000 | 140,628,000 |
| Interest-bearing deposits | 119,166,000 | 115,235,000 | 114,610,000 | 115,352,000 |
| Noninterest-bearing deposits | 21,333,000 | 21,425,000 | 21,931,000 | 25,276,000 |
| Equity capital | 22,879,000 | 22,884,000 | 23,085,000 | 21,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,506,000 | 5,241,000 | 6,920,000 |
| Interest expense | 255,000 | 501,000 | 724,000 | 970,000 |
| Net interest income | 1,490,000 | 3,005,000 | 4,517,000 | 5,950,000 |
| Noninterest income | 283,000 | 582,000 | 790,000 | 1,038,000 |
| Noninterest expense | 1,273,000 | 2,528,000 | 3,918,000 | 5,150,000 |
| Provision for loan losses | 0 | 0 | 0 | -209,000 |
| Pretax income | 500,000 | 1,070,000 | 1,400,000 | 2,058,000 |
| Income tax | 114,000 | 254,000 | 302,000 | 475,000 |
| Net income | 386,000 | 816,000 | 1,098,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,200,000 | 22,000,000 | 22,281,000 | 21,731,000 |
| Total capital | 24,116,000 | 23,908,000 | 24,112,000 | 23,538,000 |
| Risk-weighted assets | 151,597,000 | 151,183,000 | 144,931,000 | 143,241,000 |