Call reports 2012
FARMERS & MERCHANTS BANK — 2012
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 202,142,000 | 198,475,000 | 193,464,000 | 200,588,000 |
| Total loans | 118,199,000 | 114,480,000 | 117,808,000 | 117,342,000 |
| Allowance for loan losses | 3,623,000 | 3,866,000 | 3,971,000 | 4,065,000 |
| Securities available for sale | 47,216,000 | 48,689,000 | 50,209,000 | 45,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,070,000 | 170,614,000 | 165,341,000 | 172,324,000 |
| Interest-bearing deposits | 140,790,000 | 154,550,000 | 148,808,000 | 153,844,000 |
| Noninterest-bearing deposits | 15,280,000 | 16,064,000 | 16,533,000 | 18,481,000 |
| Equity capital | 20,971,000 | 20,211,000 | 21,298,000 | 21,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,075,000 | 6,097,000 | 8,094,000 |
| Interest expense | 681,000 | 1,279,000 | 1,766,000 | 2,273,000 |
| Net interest income | 1,426,000 | 2,796,000 | 4,331,000 | 5,821,000 |
| Noninterest income | 244,000 | 479,000 | 711,000 | 937,000 |
| Noninterest expense | 1,168,000 | 3,934,000 | 5,061,000 | 6,411,000 |
| Provision for loan losses | 316,000 | 727,000 | 1,018,000 | 1,135,000 |
| Pretax income | 186,000 | -1,320,000 | -971,000 | -478,000 |
| Income tax | -7,000 | -705,000 | -619,000 | -485,000 |
| Net income | 193,000 | -615,000 | -352,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,490,000 | 19,681,000 | 19,724,000 | 20,304,000 |
| Total capital | 22,145,000 | 21,393,000 | 21,354,000 | 21,987,000 |
| Risk-weighted assets | 129,799,000 | 134,558,000 | 127,326,000 | 132,247,000 |