Call reports 2011
FARMERS & MERCHANTS BANK — 2011
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,380,000 | 200,708,000 | 195,865,000 | 192,905,000 |
| Total loans | 143,040,000 | 139,514,000 | 133,179,000 | 126,504,000 |
| Allowance for loan losses | 3,222,000 | 3,153,000 | 3,310,000 | 3,800,000 |
| Securities available for sale | 44,022,000 | 44,714,000 | 43,307,000 | 42,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,233,000 | 155,534,000 | 149,338,000 | 147,656,000 |
| Interest-bearing deposits | 149,899,000 | 140,373,000 | 132,405,000 | 131,887,000 |
| Noninterest-bearing deposits | 12,334,000 | 15,161,000 | 16,933,000 | 15,769,000 |
| Equity capital | 20,218,000 | 20,661,000 | 20,933,000 | 20,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,863,000 | 7,168,000 | 9,297,000 |
| Interest expense | 759,000 | 1,596,000 | 2,354,000 | 3,051,000 |
| Net interest income | 1,715,000 | 3,267,000 | 4,814,000 | 6,246,000 |
| Noninterest income | 342,000 | 658,000 | 908,000 | 1,182,000 |
| Noninterest expense | 1,484,000 | 3,016,000 | 4,323,000 | 5,619,000 |
| Provision for loan losses | 120,000 | 246,000 | 529,000 | 1,052,000 |
| Pretax income | 399,000 | 609,000 | 816,000 | 650,000 |
| Income tax | 108,000 | 80,000 | 86,000 | -44,000 |
| Net income | 291,000 | 529,000 | 730,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,027,000 | 20,265,000 | 20,467,000 | 20,297,000 |
| Total capital | 21,987,000 | 22,162,000 | 22,334,000 | 22,081,000 |
| Risk-weighted assets | 157,116,000 | 149,900,000 | 147,288,000 | 140,735,000 |