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Call reports 2008

FARMERS & MERCHANTS BANK — 2008

What FARMERS & MERCHANTS BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/86b8c473-dd64-48de-8c11-020d0f287056/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets204,058,000204,107,000203,316,000205,119,000
Total loans150,365,000153,253,000151,337,000153,129,000
Allowance for loan losses2,026,0003,618,0003,408,0002,525,000
Securities available for sale38,671,00041,670,00040,507,00039,445,000
Securities held to maturity0000
Trading assets0000
Total deposits157,628,000160,042,000159,534,000154,898,000
Interest-bearing deposits146,838,000147,953,000147,509,000143,297,000
Noninterest-bearing deposits10,790,00012,088,00012,025,00011,601,000
Equity capital17,723,00015,369,00017,682,00018,074,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income3,077,0006,087,0009,047,00011,980,000
Interest expense1,382,0002,745,0004,045,0005,278,000
Net interest income1,695,0003,342,0005,002,0006,702,000
Noninterest income313,000658,0001,250,0001,574,000
Noninterest expense1,134,0002,315,0003,502,0004,586,000
Provision for loan losses78,0001,707,0003,929,0004,010,000
Pretax income820,00030,000-1,119,000-257,000
Income tax231,000165,000-732,000-587,000
Net income589,000-137,000-389,000328,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital17,236,00015,360,00017,714,00018,430,000
Total capital19,197,00017,341,00019,691,00020,426,000
Risk-weighted assets156,810,000156,823,000156,764,000159,189,000

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