Call reports 2002
FARMERS & MERCHANTS BANK — 2002
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,833,000 | 127,449,000 | 134,460,000 | 140,008,000 |
| Total loans | 95,948,000 | 99,933,000 | 105,326,000 | 110,648,000 |
| Allowance for loan losses | 1,126,000 | 1,177,000 | 1,223,000 | 1,237,000 |
| Securities available for sale | 19,845,000 | 20,473,000 | 21,231,000 | 21,315,000 |
| Securities held to maturity | 314,000 | 314,000 | 278,000 | 278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,127,000 | 102,189,000 | 100,594,000 | 107,202,000 |
| Interest-bearing deposits | 91,055,000 | 93,116,000 | 90,869,000 | 94,768,000 |
| Noninterest-bearing deposits | 9,072,000 | 9,073,000 | 9,725,000 | 12,434,000 |
| Equity capital | 12,427,000 | 12,676,000 | 13,536,000 | 13,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,345,000 | 6,593,000 | 8,826,000 |
| Interest expense | 1,026,000 | 1,992,000 | 2,842,000 | 3,652,000 |
| Net interest income | 1,140,000 | 2,353,000 | 3,751,000 | 5,174,000 |
| Noninterest income | 152,000 | 298,000 | 484,000 | 717,000 |
| Noninterest expense | 765,000 | 1,540,000 | 2,292,000 | 3,060,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 493,000 |
| Pretax income | 482,000 | 1,021,000 | 1,808,000 | 2,338,000 |
| Income tax | 121,000 | 271,000 | 506,000 | 638,000 |
| Net income | 361,000 | 750,000 | 1,302,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,193,000 | 12,226,000 | 12,779,000 | 12,726,000 |
| Total capital | 13,319,000 | 13,385,000 | 14,000,000 | 13,963,000 |
| Risk-weighted assets | 91,265,000 | 92,700,000 | 97,638,000 | 103,064,000 |