Call reports 2001
FARMERS & MERCHANTS BANK — 2001
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,899,000 | 122,695,000 | 132,136,000 | 126,662,000 |
| Total loans | 95,970,000 | 97,105,000 | 98,262,000 | 96,400,000 |
| Allowance for loan losses | 1,122,000 | 1,180,000 | 1,191,000 | 1,381,000 |
| Securities available for sale | 19,101,000 | 18,330,000 | 18,806,000 | 19,675,000 |
| Securities held to maturity | 348,000 | 314,000 | 314,000 | 314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,776,000 | 94,415,000 | 103,325,000 | 98,480,000 |
| Interest-bearing deposits | 83,750,000 | 86,324,000 | 95,140,000 | 89,100,000 |
| Noninterest-bearing deposits | 8,026,000 | 8,091,000 | 8,185,000 | 9,380,000 |
| Equity capital | 11,859,000 | 11,843,000 | 12,461,000 | 12,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,724,000 | 7,071,000 | 9,383,000 |
| Interest expense | 1,285,000 | 2,550,000 | 3,761,000 | 4,852,000 |
| Net interest income | 1,086,000 | 2,174,000 | 3,310,000 | 4,531,000 |
| Noninterest income | 189,000 | 628,000 | 803,000 | 1,007,000 |
| Noninterest expense | 695,000 | 1,412,000 | 2,103,000 | 2,898,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 434,000 |
| Pretax income | 535,000 | 1,300,000 | 1,875,000 | 2,206,000 |
| Income tax | 147,000 | 383,000 | 543,000 | 605,000 |
| Net income | 388,000 | 917,000 | 1,332,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,570,000 | 11,590,000 | 12,005,000 | 11,832,000 |
| Total capital | 12,692,000 | 12,762,000 | 13,196,000 | 12,969,000 |
| Risk-weighted assets | 91,851,000 | 93,315,000 | 96,001,000 | 90,730,000 |