Call reports 2002
BANK OF PALMYRA — 2002
What BANK OF PALMYRA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 21,294,000 |
| Total loans | 15,874,000 |
| Allowance for loan losses | 207,000 |
| Securities available for sale | 2,511,000 |
| Securities held to maturity | 110,000 |
| Trading assets | 0 |
| Total deposits | 19,496,000 |
| Interest-bearing deposits | 17,896,000 |
| Noninterest-bearing deposits | 1,600,000 |
| Equity capital | 1,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 383,000 |
| Interest expense | 215,000 |
| Net interest income | 168,000 |
| Noninterest income | 20,000 |
| Noninterest expense | 112,000 |
| Provision for loan losses | 4,000 |
| Pretax income | 72,000 |
| Income tax | 24,000 |
| Net income | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 1,609,000 |
| Total capital | 1,807,000 |
| Risk-weighted assets | 15,861,000 |