Call reports 2001
BANK OF PALMYRA — 2001
What BANK OF PALMYRA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,857,000 | 21,125,000 | 20,983,000 | 21,650,000 |
| Total loans | 14,994,000 | 15,065,000 | 16,418,000 | 16,470,000 |
| Allowance for loan losses | 170,000 | 160,000 | 167,000 | 202,000 |
| Securities available for sale | 1,993,000 | 3,336,000 | 3,574,000 | 2,825,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,115,000 | 19,555,000 | 19,170,000 | 19,873,000 |
| Interest-bearing deposits | 14,434,000 | 17,897,000 | 17,358,000 | 17,936,000 |
| Noninterest-bearing deposits | 1,681,000 | 1,658,000 | 1,812,000 | 1,937,000 |
| Equity capital | 1,260,000 | 1,397,000 | 1,545,000 | 1,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 742,000 | 1,149,000 | 1,555,000 |
| Interest expense | 198,000 | 446,000 | 690,000 | 920,000 |
| Net interest income | 149,000 | 296,000 | 459,000 | 635,000 |
| Noninterest income | 12,000 | 29,000 | 52,000 | 71,000 |
| Noninterest expense | 98,000 | 197,000 | 298,000 | 450,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 62,000 |
| Pretax income | 63,000 | 128,000 | 193,000 | 194,000 |
| Income tax | 27,000 | 55,000 | 81,000 | 79,000 |
| Net income | 36,000 | 73,000 | 112,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,257,000 | 1,394,000 | 1,508,000 | 1,561,000 |
| Total capital | 1,427,000 | 1,554,000 | 1,675,000 | 1,763,000 |
| Risk-weighted assets | 14,840,000 | 14,980,000 | 16,591,000 | 16,379,000 |