Call reports 2003
TANAGER BANK — 2003
What TANAGER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 8,988,000 | 11,835,000 | 11,431,000 | 11,577,000 |
| Total loans | 127,000 | 103,000 | 111,000 | 86,000 |
| Allowance for loan losses | 27,000 | 27,000 | 27,000 | 18,000 |
| Securities available for sale | 4,652,000 | 0 | 4,069,000 | 3,478,000 |
| Securities held to maturity | 376,000 | 5,234,000 | 211,000 | 404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,328,000 | 7,053,000 | 6,972,000 | 7,040,000 |
| Interest-bearing deposits | 2,175,000 | 3,346,000 | 3,639,000 | 3,676,000 |
| Noninterest-bearing deposits | 2,153,000 | 3,707,000 | 3,333,000 | 3,364,000 |
| Equity capital | 4,660,000 | 4,763,000 | 4,459,000 | 4,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 138,000 | 292,000 | 283,000 | 349,000 |
| Interest expense | 29,000 | 48,000 | 76,000 | 78,000 |
| Net interest income | 109,000 | 244,000 | 207,000 | 271,000 |
| Noninterest income | 3,000 | 1,000 | 22,000 | 37,000 |
| Noninterest expense | 19,000 | 44,000 | 102,000 | 183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 201,000 | 128,000 | 125,000 |
| Income tax | 10,000 | 15,000 | 55,000 | 70,000 |
| Net income | 83,000 | 186,000 | 73,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,660,000 | 4,763,000 | 4,650,000 | 4,631,000 |
| Total capital | 4,687,000 | 4,790,000 | 4,677,000 | 4,649,000 |
| Risk-weighted assets | 2,114,000 | 4,049,000 | 2,489,000 | 2,428,000 |