Call report 2010Q4
SOUTHERN COMMERCIAL BANK — 2010Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,154,000 | USD | evidence → |
| Total loans | 352,081,000 | USD | evidence → |
| Allowance for loan losses | 8,735,000 | USD | evidence → |
| Securities available for sale | 137,043,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 446,659,000 | USD | evidence → |
| Interest-bearing deposits | 381,777,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,882,000 | USD | evidence → |
| Equity capital | 49,730,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,451,000 | USD | evidence → |
| Interest expense | 5,910,000 | USD | evidence → |
| Net interest income | 19,541,000 | USD | evidence → |
| Noninterest income | 1,664,000 | USD | evidence → |
| Noninterest expense | 14,231,000 | USD | evidence → |
| Provision for loan losses | 3,550,000 | USD | evidence → |
| Pretax income | 3,904,000 | USD | evidence → |
| Income tax | 1,171,000 | USD | evidence → |
| Net income | 2,733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,802,000 | USD | evidence → |
| Total capital | 53,672,000 | USD | evidence → |
| Risk-weighted assets | 384,964,000 | USD | evidence → |