Call report 2009Q4
SOUTHERN COMMERCIAL BANK — 2009Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,835,000 | USD | evidence → |
| Total loans | 338,065,000 | USD | evidence → |
| Allowance for loan losses | 7,338,000 | USD | evidence → |
| Securities available for sale | 154,539,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 457,896,000 | USD | evidence → |
| Interest-bearing deposits | 390,234,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,662,000 | USD | evidence → |
| Equity capital | 46,173,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,597,000 | USD | evidence → |
| Interest expense | 9,773,000 | USD | evidence → |
| Net interest income | 17,824,000 | USD | evidence → |
| Noninterest income | 2,706,000 | USD | evidence → |
| Noninterest expense | 14,505,000 | USD | evidence → |
| Provision for loan losses | 4,702,000 | USD | evidence → |
| Pretax income | 1,844,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 1,490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,602,000 | USD | evidence → |
| Total capital | 51,631,000 | USD | evidence → |
| Risk-weighted assets | 399,649,000 | USD | evidence → |