Call reports 2026
RAYNE STATE BANK & TRUST COMPANY — 2026
What RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 573,813,000 | 540,519,000 |
| Total loans | 343,161,000 | 354,816,000 |
| Allowance for loan losses | 6,245,000 | 6,232,000 |
| Securities available for sale | 133,063,000 | 133,966,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 516,856,000 | 479,977,000 |
| Interest-bearing deposits | 370,798,000 | 338,450,000 |
| Noninterest-bearing deposits | 146,058,000 | 141,527,000 |
| Equity capital | 51,853,000 | 55,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,315,000 | 15,085,000 |
| Interest expense | 1,926,000 | 3,874,000 |
| Net interest income | 5,389,000 | 11,211,000 |
| Noninterest income | 407,000 | 808,000 |
| Noninterest expense | 3,104,000 | 6,245,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,692,000 | 5,774,000 |
| Income tax | 0 | 0 |
| Net income | 2,692,000 | 5,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 63,512,000 | 65,944,000 |
| Total capital | 67,885,000 | 70,465,000 |
| Risk-weighted assets | 347,992,000 | 359,931,000 |