Call report 2024Q2
RAYNE STATE BANK & TRUST COMPANY — 2024Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 496,003,000 | USD | evidence → |
| Total loans | 347,741,000 | USD | evidence → |
| Allowance for loan losses | 5,856,000 | USD | evidence → |
| Securities available for sale | 115,734,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 436,591,000 | USD | evidence → |
| Interest-bearing deposits | 296,576,000 | USD | evidence → |
| Noninterest-bearing deposits | 140,015,000 | USD | evidence → |
| Equity capital | 52,931,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,481,000 | USD | evidence → |
| Interest expense | 3,476,000 | USD | evidence → |
| Net interest income | 10,005,000 | USD | evidence → |
| Noninterest income | 832,000 | USD | evidence → |
| Noninterest expense | 6,876,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,961,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,961,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,039,000 | USD | evidence → |
| Total capital | 73,535,000 | USD | evidence → |
| Risk-weighted assets | 358,285,000 | USD | evidence → |