Call report 2023Q4
RAYNE STATE BANK & TRUST COMPANY — 2023Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 497,263,000 | USD | evidence → |
| Total loans | 342,931,000 | USD | evidence → |
| Allowance for loan losses | 5,913,000 | USD | evidence → |
| Securities available for sale | 123,027,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 441,069,000 | USD | evidence → |
| Interest-bearing deposits | 297,942,000 | USD | evidence → |
| Noninterest-bearing deposits | 143,127,000 | USD | evidence → |
| Equity capital | 50,917,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,063,000 | USD | evidence → |
| Interest expense | 4,210,000 | USD | evidence → |
| Net interest income | 19,853,000 | USD | evidence → |
| Noninterest income | 1,612,000 | USD | evidence → |
| Noninterest expense | 12,434,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 8,831,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,105,000 | USD | evidence → |
| Total capital | 70,583,000 | USD | evidence → |
| Risk-weighted assets | 356,767,000 | USD | evidence → |