Call report 2023Q2
RAYNE STATE BANK & TRUST COMPANY — 2023Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,538,000 | USD | evidence → |
| Total loans | 329,166,000 | USD | evidence → |
| Allowance for loan losses | 5,749,000 | USD | evidence → |
| Securities available for sale | 122,234,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,575,000 | USD | evidence → |
| Interest-bearing deposits | 284,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,845,000 | USD | evidence → |
| Equity capital | 48,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,388,000 | USD | evidence → |
| Interest expense | 1,203,000 | USD | evidence → |
| Net interest income | 10,185,000 | USD | evidence → |
| Noninterest income | 838,000 | USD | evidence → |
| Noninterest expense | 6,149,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,874,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,874,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,423,000 | USD | evidence → |
| Total capital | 69,757,000 | USD | evidence → |
| Risk-weighted assets | 345,330,000 | USD | evidence → |