Call report 2022Q4
RAYNE STATE BANK & TRUST COMPANY — 2022Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 469,126,000 | USD | evidence → |
| Total loans | 304,486,000 | USD | evidence → |
| Allowance for loan losses | 5,830,000 | USD | evidence → |
| Securities available for sale | 119,148,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 420,465,000 | USD | evidence → |
| Interest-bearing deposits | 237,342,000 | USD | evidence → |
| Noninterest-bearing deposits | 183,123,000 | USD | evidence → |
| Equity capital | 44,131,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,748,000 | USD | evidence → |
| Interest expense | 873,000 | USD | evidence → |
| Net interest income | 18,875,000 | USD | evidence → |
| Noninterest income | 1,783,000 | USD | evidence → |
| Noninterest expense | 12,293,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,365,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,500,000 | USD | evidence → |
| Total capital | 65,650,000 | USD | evidence → |
| Risk-weighted assets | 330,312,000 | USD | evidence → |