Call report 2021Q4
RAYNE STATE BANK & TRUST COMPANY — 2021Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 485,903,000 | USD | evidence → |
| Total loans | 312,717,000 | USD | evidence → |
| Allowance for loan losses | 5,832,000 | USD | evidence → |
| Securities available for sale | 109,351,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,452,000 | USD | evidence → |
| Interest-bearing deposits | 242,703,000 | USD | evidence → |
| Noninterest-bearing deposits | 181,750,000 | USD | evidence → |
| Equity capital | 57,380,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,683,000 | USD | evidence → |
| Interest expense | 890,000 | USD | evidence → |
| Net interest income | 17,793,000 | USD | evidence → |
| Noninterest income | 1,541,000 | USD | evidence → |
| Noninterest expense | 12,044,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 7,027,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,027,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,806,000 | USD | evidence → |
| Total capital | 60,431,000 | USD | evidence → |
| Risk-weighted assets | 287,784,000 | USD | evidence → |