Call report 2020Q4
RAYNE STATE BANK & TRUST COMPANY — 2020Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,099,000 | USD | evidence → |
| Total loans | 310,808,000 | USD | evidence → |
| Allowance for loan losses | 5,236,000 | USD | evidence → |
| Securities available for sale | 88,769,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,057,000 | USD | evidence → |
| Interest-bearing deposits | 223,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 155,132,000 | USD | evidence → |
| Equity capital | 56,057,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,274,000 | USD | evidence → |
| Interest expense | 1,620,000 | USD | evidence → |
| Net interest income | 16,654,000 | USD | evidence → |
| Noninterest income | 1,503,000 | USD | evidence → |
| Noninterest expense | 11,118,000 | USD | evidence → |
| Provision for loan losses | 575,000 | USD | evidence → |
| Pretax income | 6,540,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,267,000 | USD | evidence → |
| Total capital | 56,487,000 | USD | evidence → |
| Risk-weighted assets | 255,550,000 | USD | evidence → |